For REGISTERED CANDIDATES ONLY - Credit Officer Scale 1, 2, 3 & 4 Crash Course
Learn with Swapraksha
19 modules
English
Lifetime access
Prepare for Bank Credit Officer Scale 1
Overview
The "Credit Officer Scale 1, 2, 3 & 4 Crash Course for Bank is an intensive and comprehensive training program designed to equip participants with the knowledge and skills needed for a successful career as a credit officer in Bank. This crash course specifically focuses on the requirements and syllabus of the Credit Officer Scale 1 exam conducted by Bank. It covers all the important topics and concepts related to credit assessment, loan analysis, risk management, and regulatory compliance. Participants will learn about the various types of loans offered by the bank, including retail loans, corporate loans, and agricultural loans, and understand the evaluation process involved in granting these loans. They will also gain insights into credit monitoring and recovery procedures, as well as learn how to handle non-performing assets. The course will provide a comprehensive understanding of financial analysis, credit scoring, and loan appraisal techniques. Participants will learn how to analyze financial statements, assess creditworthiness, and mitigate risks associated with lending. They will also be introduced to the legal and regulatory framework governing credit operations in Bank. The crash course will be delivered through a combination of lectures, case studies, practical exercises, and mock tests. Experienced faculty members with expertise in banking and finance will guide participants throughout the program, providing valuable insights and exam-oriented guidance. By the end of this course, participants will have gained the necessary skills and knowledge to excel in the Bank Scale 1, 2, 3 & 4 Exam. They will be well-prepared to handle the challenges of credit assessment and make sound lending decisions in alignment with the bank's policies and guidelines.
Key Highlights
Comprehensive crash course for credit officer Scale 1 in Bank
Covers credit analysis and lending operations
In-depth understanding of credit risk management
Practical insights into loan appraisal and credit policies
Analyzing financial statements and assessing creditworthiness
Identifying risks and making informed lending decisions
What you will learn
Exploring credit assessment methods
Learn various methods and techniques used to assess the creditworthiness of loan applicants.
Studying loan documentation procedures
Understand the necessary paperwork and documentation process involved in loan approvals.
Analyzing financial statements
Master the art of analyzing financial statements to evaluate the financial health of borrowers.
Evaluating credit risk
Learn how to assess credit risk factors and make informed decisions regarding loan approvals.
Developing credit management skills
Enhance your skills in credit management, including monitoring and recovering outstanding loans.
Practicing mock loan assessments
Gain hands-on experience by practicing mock loan assessments to sharpen your credit evaluation skills.
Modules
Interview Preparation Part 1
21 attachments • 39 mins
Overview of the credit manager position
Responsibilities and duties of a credit officer
Role of credit officers in monitoring loans
Components of Balance Sheet
Concepts of Profit
RAM Lending - Retail Agriculture MSME Lending
Retail Lending
Agriculture Lending
MSME Lending
Cluster financing
Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs)
Trade Receivables Discounting System (TReDS)
Credit Assessment and Analysis
Overview of credit policies
Understanding the credit assessment process
Analyzing borrower's financial statements
Evaluating creditworthiness and risk
Assessing collateral and security
Credit risk management techniques
Identifying early warning signs of default
Managing loan repayments
Interview Preparation Part 2 Misc. information
15 attachments • 26 mins
Asset Liability Management (ALM)
CERSAI
ASSET RECONSTRUCTION COMPANY (ARC)
Red Flagged Accounts
CENTRAL FRAUD REGISTRY
Corporate Insolvency Resolution Process (‘CIRP’)
Peer to peer lending
Central Repository of Information on Large Credits
Legal Entity Identifier
Red Flagged Accounts
First Loss Default Guarantee (FLDG)
Accounting Standards
Data Analytics & Banking
PM Vishwakarma Scheme
Stand Up India Scheme
Interview Preparation Part 3 Videos
22 attachments • 22 hrs
1 Working Capital Methods
2 Turnover Ratios
3 Term Loan Appraisal
Introductory Class on Credit - Class 1 - Role of Credit Officer, KYC, Due Diligence
Important Class - Govt. Schemes MUDRA, PMEGP, CGTMSE
Important Class - MSME, Types of Lending, Methods of Lending
Important Class - Credit Appraisal , Documentation
Class - MSME - Classification, Legal Entity Identifier, CERSAI, CIN, DIN
Class - Project Appraisal/Term Loan Appraisal Part 1
Class - Priority Sector Lending
Credit Monitoring
Class on Credit - Balance Sheet - Credit Monitoring/SMA/Guarantees
Class on Credit - Components of Balance Sheet - How to draw a Balance Sheet
Class on Credit - Components of Balance Sheet
Class - PMEGP - CGTMSE
Class - Provision Norms
Class - LokAdalat - DRT - SARFAESI - CERSAI
Class on Credit - Working Capital Cycle, DPG, Capital Structure
Class - Priciples of Sound Lending
Class - Components of Balance Sheet
Class - Trading Account & Profit and Loss Account
Class - Role of Banks in Economy
Part 4 Mock Interviews
11 attachments • 9 hrs
Online Class on 09th June 2024
Mock Interview dated 09th June 2024
Mock Interview dated 11th June 2024
Class + Mock Interview dated 12th June 2024
Class dated 13th June 2024
Class dated 14th June 2024
Mock Interview 15th June 2024
Class + Mock Interview dated 18th June 2024
Mock Interview dated 19th June 2024
Mock Interview dated 24th July 2024
Mock Interview dated 27th July 2024
Types of Borrowers & Types of Credit Facilities
4 attachments • 7 mins
Types of Borrower
Introduction
Individual
Proprietory Firms
Credit Appraisal for Term Loans
9 attachments • 12 mins
Introduction
Types of Projects
Appraisal of Projects
Technical Appraisal
Commercial Appraisal
Management Appraisal
Appraisal of Legal Matters
Environmental Analysis
Financial Appraisal
Components of Balance Sheet
2 attachments • 6 mins
Balance Sheet
Concepts of Profit
Retail Agriculture MSME (RAM) Banking
7 attachments • 13 mins
Retail Lending
Agriculture Lending
MSME Lending
Cluster financing
Credit Guarantee Fund Trust Scheme for MSEs
Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs)
Trade Receivables Discounting System (TReDS)
Credit Assessment and Analysis
6 attachments • 11 mins
Understanding the credit assessment process
Analyzing borrower's financial statements
Evaluating creditworthiness and risk
Assessing collateral and security
Using financial ratios and credit scoring models
Credit risk management techniques
Loan Documentation and Legal Aspects
6 attachments • 11 mins
Types of loan documents and legal agreements
Understanding loan terms and conditions
Executing loan agreements
Importance of legal due diligence
Loan documentation checklist
Handling legal disputes and loan defaults
Loan Disbursement and Monitoring
6 attachments • 12 mins
Loan disbursement process
Modes of disbursement
Role of credit officers in monitoring loans
Managing loan repayments
Identifying early warning signs of default
Implementing loan recovery strategies
Credit Policies and Risk Management
6 attachments • 12 mins
Overview of credit policies
Developing credit risk management frameworks
Creating risk assessment models
Effective credit risk mitigation strategies
Strategies for managing non-performing assets
Compliance with regulatory requirements
Case Studies and Practical Applications
5 attachments • 10 mins
Analyzing real-life credit cases
Applying credit assessment techniques
Solving loan-related challenges
Developing critical thinking skills
Effective decision-making in credit management
Important Topics
4 attachments • 7 mins
Central Repository of Information on Large Credits
Legal Entity Identifier
Red Flagged Accounts
First Loss Default Guarantee (FLDG)
Emerging Trends in Banking
8 attachments • 14 mins
Digital Banking
Blockchain & Banking
Artificial Intelligence & Banking
Data Analytics & Banking
Accounting Standards
IFRS
Internet of Things (IoT)
Use of Internet of Things (IoT) in Banking
Important Schemes
9 attachments • 11 mins
PM Vishwakarma Scheme
Pradhan Mantri Kaushal Vikas Yojana
Atal Pension Yojana (APY)
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Stand Up India Scheme
Vivad se Vishwas scheme
Amrit Kaal
Mahila Samman Savings Certificate, 2023 Scheme
Other Topics
8 attachments • 13 mins
ALM
ASSET RECONSTRUCTION COMPANY (ARC)
CERSAI
Corporate Insolvency Resolution Process (‘CIRP’)
Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)
RED FLAGGED ACCOUNTS
CENTRAL FRAUD REGISTRY
Peer to peer lending
Mock Questions
5 attachments
Mock Questions Set 1
Mock Questions Set 2
MCQ's on Current Ratio
MCQ's on Debt Equity
MCQ's on Ratio Analysis
FAQs
How can I enrol in a course?
Enrolling in a course is simple! Just browse through our website, select the course you're interested in, and click on the "Enrol Now" button. Follow the prompts to complete the enrolment process, and you'll gain immediate access to the course materials.
Can I access the course materials on any device?
Yes, our platform is designed to be accessible on various devices, including computers, laptops, tablets, and smartphones. You can access the course materials anytime, anywhere, as long as you have an internet connection.
How can I access the course materials?
Once you enrol in a course, you will gain access to a dedicated online learning platform. All course materials, including video lessons, lecture notes, and supplementary resources, can be accessed conveniently through the platform at any time.
Can I interact with the instructor during the course?
Absolutely! we are committed to providing an engaging and interactive learning experience. You will have opportunities to interact with them through our community. Take full advantage to enhance your understanding and gain insights directly from the expert.
About the creator
Learn with Swapraksha
Swapraksha is providing Online coaching for banking related certifications, lateral entry to banks & bank interviews. Our courses are designed as per industry requirements that ensure you are a fit in the organisational structure. Start your educational journey today!
Rate this Course
Order ID:
This course is in your library
What are you waiting for? It’s time to start learning!
Wait up!
We see you’re already enrolled in this course till Lifetime. Do you still wish to enroll again?
