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Interview Preparation Part 1
Overview of the credit manager position
Responsibilities and duties of a credit officer
Role of credit officers in monitoring loans
Components of Balance Sheet
Concepts of Profit
RAM Lending - Retail Agriculture MSME Lending
Retail Lending
Agriculture Lending
MSME Lending
Cluster financing
Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs)
Trade Receivables Discounting System (TReDS)
Credit Assessment and Analysis
Overview of credit policies
Understanding the credit assessment process
Analyzing borrower's financial statements
Evaluating creditworthiness and risk
Assessing collateral and security
Credit risk management techniques
Identifying early warning signs of default
Managing loan repayments
Interview Preparation Part 2 Misc. information
Asset Liability Management (ALM)
CERSAI
ASSET RECONSTRUCTION COMPANY (ARC)
Red Flagged Accounts
CENTRAL FRAUD REGISTRY
Corporate Insolvency Resolution Process (‘CIRP’)
Peer to peer lending
Central Repository of Information on Large Credits
Legal Entity Identifier
Red Flagged Accounts
First Loss Default Guarantee (FLDG)
Accounting Standards
Data Analytics & Banking
PM Vishwakarma Scheme
Stand Up India Scheme
Interview Preparation Part 3 Videos
1 Working Capital Methods
2 Turnover Ratios
3 Term Loan Appraisal
Introductory Class on Credit - Class 1 - Role of Credit Officer, KYC, Due Diligence
Important Class - Govt. Schemes MUDRA, PMEGP, CGTMSE
Important Class - MSME, Types of Lending, Methods of Lending
Important Class - Credit Appraisal , Documentation
Class - MSME - Classification, Legal Entity Identifier, CERSAI, CIN, DIN
Class - Project Appraisal/Term Loan Appraisal Part 1
Class - Priority Sector Lending
Credit Monitoring
Class on Credit - Balance Sheet - Credit Monitoring/SMA/Guarantees
Class on Credit - Components of Balance Sheet - How to draw a Balance Sheet
Class on Credit - Components of Balance Sheet
Class - PMEGP - CGTMSE
Class - Provision Norms
Class - LokAdalat - DRT - SARFAESI - CERSAI
Class on Credit - Working Capital Cycle, DPG, Capital Structure
Class - Priciples of Sound Lending
Class - Components of Balance Sheet
Class - Trading Account & Profit and Loss Account
Class - Role of Banks in Economy
Part 4 Mock Interviews
Online Class on 09th June 2024
Mock Interview dated 09th June 2024
Mock Interview dated 11th June 2024
Class + Mock Interview dated 12th June 2024
Class dated 13th June 2024
Class dated 14th June 2024
Mock Interview 15th June 2024
Class + Mock Interview dated 18th June 2024
Mock Interview dated 19th June 2024
Mock Interview dated 24th July 2024
Mock Interview dated 27th July 2024
Types of Borrowers & Types of Credit Facilities
Types of Borrower
Introduction
Individual
Proprietory Firms
Credit Appraisal for Term Loans
Introduction
Types of Projects
Appraisal of Projects
Technical Appraisal
Commercial Appraisal
Management Appraisal
Appraisal of Legal Matters
Environmental Analysis
Financial Appraisal
Introduction to Credit Officer Role
Overview of the credit officer position
Responsibilities and duties of a credit officer
Skills and qualifications required for the role
Components of Balance Sheet
Balance Sheet
Concepts of Profit
Retail Agriculture MSME (RAM) Banking
Retail Lending
Agriculture Lending
MSME Lending
Cluster financing
Credit Guarantee Fund Trust Scheme for MSEs
Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs)
Trade Receivables Discounting System (TReDS)
Credit Assessment and Analysis
Understanding the credit assessment process
Analyzing borrower's financial statements
Evaluating creditworthiness and risk
Assessing collateral and security
Using financial ratios and credit scoring models
Credit risk management techniques
Loan Documentation and Legal Aspects
Types of loan documents and legal agreements
Understanding loan terms and conditions
Executing loan agreements
Importance of legal due diligence
Loan documentation checklist
Handling legal disputes and loan defaults
Loan Disbursement and Monitoring
Loan disbursement process
Modes of disbursement
Role of credit officers in monitoring loans
Managing loan repayments
Identifying early warning signs of default
Implementing loan recovery strategies
Credit Policies and Risk Management
Overview of credit policies
Developing credit risk management frameworks
Creating risk assessment models
Effective credit risk mitigation strategies
Strategies for managing non-performing assets
Compliance with regulatory requirements
Case Studies and Practical Applications
Analyzing real-life credit cases
Applying credit assessment techniques
Solving loan-related challenges
Developing critical thinking skills
Effective decision-making in credit management
Important Topics
Central Repository of Information on Large Credits
Legal Entity Identifier
Red Flagged Accounts
First Loss Default Guarantee (FLDG)
Emerging Trends in Banking
Digital Banking
Blockchain & Banking
Artificial Intelligence & Banking
Data Analytics & Banking
Accounting Standards
IFRS
Internet of Things (IoT)
Use of Internet of Things (IoT) in Banking
Important Schemes
PM Vishwakarma Scheme
Pradhan Mantri Kaushal Vikas Yojana
Atal Pension Yojana (APY)
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Stand Up India Scheme
Vivad se Vishwas scheme
Amrit Kaal
Mahila Samman Savings Certificate, 2023 Scheme
Other Topics
ALM
ASSET RECONSTRUCTION COMPANY (ARC)
CERSAI
Corporate Insolvency Resolution Process (‘CIRP’)
Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)
RED FLAGGED ACCOUNTS
CENTRAL FRAUD REGISTRY
Peer to peer lending
Mock Questions
Mock Questions Set 1
Mock Questions Set 2
MCQ's on Current Ratio
MCQ's on Debt Equity
MCQ's on Ratio Analysis