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Introduction to JAIIB
Overview of JAIIB
Eligibility to apply for JAIIB
Benefits of JAIIB Certification
Exam Structure and Pattern
Process to Apply for Membership of IIBF
Process to apply for JAIIB
Rules Syllabus JAIIB
Indian Economy and Indian Financial System
Module A: Indian Economic Architecture
An Overview of Indian Economy
Mock Questions
Economic Planning in India & NITI Aayog
Mock Questions
Sectors of the Indian Economy
Role of Priority Sector and MSME in the Indian Economy
Infrastructure including Social Infrastructure
Globalisation – Impact on India
Economic Reforms
Foreign Trade Policy, Foreign Investments and Economic Development
International Economic Organizations (World Bank, IMF etc.)
Climate change, Sustainable Development Goals (SDGs)
Issues facing Indian Economy
Module B: Economic Concepts Related to Banking
Fundamentals of Economics, Microeconomics, Macroeconomics and Types of Economies
Supply and Demand
Money Supply and Inflation
Theories of Interest
Business Cycles
Monetary Policy and Fiscal Policy
National Income and GDP Concepts
Union Budget
Module C: Indian Financial Architecture
Indian Financial System – An Overview
Indian Banking Structure
Banking Regulation Act, 1949 and RBI Act, 1934
Development Financial Institutions
Micro Finance Institutions
Non-Banking Financial Companies
Insurance Companies
Indian Financial System - Regulators & their roles
Reforms & Developments in the Banking sector
Module D: Financial Products and Services
Overview of Financial Markets
Money Markets and Capital Markets
Fixed Income Markets - Debt / Bond Markets
Capital Markets and Stock Exchanges
Forex Markets
Interconnection of various markets/Market Dynamics
Merchant Banking Services
Derivatives Market including Credit Default Swaps
Factoring, forfaiting & Trade Receivables Discounting System (TReDS)
Venture capital
Leasing and Hire Purchase
Credit Rating agencies & their functions
Mutual Funds
Insurance Products
Pension Funds (include APY, NPS)
Guidelines on Para Banking & Financial Services provided by Banks
Real Estate Investment Funds / Infrastructure Investment Fund (concept)
Principles and Practices of Banking
Module A: General Banking Operations
Banker-Customer Relationship
AML-KYC Guidelines
Operational Aspects of KYC
Opening Accounts of Various Types of Customers
Operational Aspects of Deposit Accounts
Operational Aspects of Handling Clearing/Collection/Cash
Banker’s Special Relationship
Foreign Exchange Remittance Facilities for Individuals
Operational Aspects of NRI Business
Foreign Currency Accounts for Residents and Other Aspects
Cash Management Services and Its Importance
Payment and Collection of Cheques and Other Negotiable Instruments
Responsibility of Paying Bank
Responsibility of Collecting Bank
Ancillary Services
Financial Inclusion & Financial Literacy
Customer Service Guidelines
Duties & Rights of a Banker and Customer Rights
Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
The Consumer Protection Act, 2019: Preamble, Extent and Definitions
The Right to Information Act, 2005
Module B: Functions of Banks
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Principles of Lending, Types of Borrowers, Types of Credit Facilities, Fund Based Working
Appraisal and Assesement of Credit Facilities
Operational Aspects of Loan Accounts
Types of Collaterals and Their Characteristics
Different Modes of Charging Securities
Documentation
Non-Performing Assets/ Stressed Assets
Important Laws Relating to Recovery Of Dues
Contracts of Indemnity
Contracts of Guarantee & Bank Guarantee
Letters of Credit
Deferred Payment Guarantee
Laws Relating to Bill Finance
Credit Cards, Home Loans, Personal Loans, Consumer Loans
Priority Sector Advances
Agricultural Finance
Finance to MFIs/Co-Lending Arrangements with NBFCs
Micro, Small and Medium Enterprises in India
Government Sponsored Schemes
Self-Help Groups
Module C: Banking Technology
Essentials of Bank Computerisation
Operational Aspects of CBS Environment
Alternate Delivery Channels – Digital Banking
Data Communication Network and EFT Systems
Digital Payment Systems – NPCI
Impact of Technology Adoption and Trends in Banking Technology
Security Considerations and Mitigation Measures in Banks
Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
Technology trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag banking etc.
Module D: Ethics in Banks and Financial Institutions
Ethics, Business Ethics & Banking: An Integrated Perspective
Ethics at the Individual Level
Ethical Dimensions: Employees
Work Ethics and the Workplace
Banking Ethics: Changing Dynamics
Accounting and Financial Management for Bankers
Module A: Accounting Principles and Processes
Definition, Scope and Accounting Standards including Ind AS
Basic Accountancy Procedures
Maintenance of Cash/Subsidiary Books and Ledger
Bank Reconciliation Statement
Trial Balance, Rectification of Errors and Adjusting & Closing Entries
Depreciation & its Accounting
Capital and Revenue Expenditure
Bills of Exchange
Operational Aspects of Accounting Entries
Back Office Functions/Handling Unreconciled Entries in Banks
Bank Audit & Inspection
Module B: Financial Statements and Core Banking Systems
Balance Sheet Equation
Preparation of Final Accounts
Company Accounts – I
Company Accounts – II
Cash Flow & Funds Flow
Final Accounts of Banking Companies
Core Banking Systems & Accounting in Computerised Environment
Module C: Financial Management
An Overview of Financial Management
Ratio Analysis
Financial Mathematics - Calculation of Interest & Annuities
Financial Mathematics - Calculation of YTM
Financial Mathematics - Forex Arithmetic
Capital Structure and Cost of Capital
Capital Investment Decisions/Term Loans
Equipment Leasing/Lease Financing
Working Capital Management
Derivatives
Module D: Taxation and Fundamentals of Costing
Taxation: Income Tax/TDS/Deferred Tax
Goods & Services Tax
An Overview of Cost & Management Accounting
Costing Methods
Standard Costing
Marginal Costing
Budgets and Budgetary Control
Retail Banking and Wealth Management
Module A: Retail Banking
Retail Banking: Introduction
Retail Banking: Role within the Bank Operations
Applicability of Retail Banking Concepts and Distinction between Retail and Corporate/Wholesale Banking
Branch Profitability
Module B: Retail Products and Recovery
Customer Requirements
Product Development Process
Credit Scoring
Important Retail Liability Products
Important Retail Asset Products
Credit and Debit Cards
Remittance Products
Digitisation of Retail Banking Products
Role of AI and Technology in Retail Banking
Recovery of Retail Loans
Management Information Systems
Securitization
Module C: Support Services – Marketing of Banking Services/Products
Marketing – An Introduction
Delivery Channels in Retail Banking
Delivery Models
Customer Relationship Management in Retail Banking
Service Standards for Retail Banking
Marketing Information Systems- A Longitudinal Analysis
Module D: Wealth Management
Importance of Wealth Management
Investment Management
Tax Planning
Other Financial Services Provided by Banks
Additional Reading Material
Home Loans Lender’s Appraisal Procedure
Housing Finance and Tax Planning
Mortgage Advice
Valuation of Real Property
Online Coaching Materials
Study Materials and Resources (coming soon)
Mock Tests and Practice Questions (coming soon)
Guidance from Expert Coaches (coming soon)
Exam Preparation and Tips
Effective Study Techniques (coming soon)
Time Management Strategies (coming soon)
Tips for Cracking the JAIIB Exam (coming soon)
Mock Questions
Mock Questions Set 1
Mock Questions Set 2
Mock Questions Set 3
Classes held through Zoom
Credit Monitoring